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Charting Your Course Through Insurance

Your insurance journey starts with Navigate Risk Advisors.

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Who We Are

Navigate Risk Advisors is an independent insurance agency providing professional insurance services to families and businesses in Westlake, OH, and throughout Northeast Ohio. We have a select group of regional and national insurance carriers, which allows us to help you navigate through the murky waters of insurance to discover policies that are suitable for your family or your business.

The team at Navigate Risk Advisors knows what it takes to guide you through the insurance process every step of the way. With in-depth experience in navigating the risks you face, we are here to serve as your professional insurance advisors.

Learn About Us

Know

Getting to know the communities we serve is important to us. We get involved by volunteering with non-profits and civic organizations.

Like

Likability is a talent that our agency highly values. It is our goal to build strong relationships with each customer and treat them with respect.

Trust

Our reputation is built upon meeting the insurance needs of our customers. And by being there for them every step of the way, we earn their trust.

People do business with people that they know, like and trust.

What We Believe

The Navigate Risk Advisors team believes in people, and in developing lasting relationships. Helping our clients protect their assets is our focus. We strive to establish long-term trust through exceptional service and relationships with a carefully selected group of insurance carriers.

Why Go Independent?
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Start Your Insurance Journey with Navigate Risk Advisors

Navigate Risk Advisors offers a variety of personal insurance, business insurance, and employee benefits solutions to help you protect what matters most.

Personal Insurance

Business Insurance

Insurance by Industry

Employee Benefits

Medicare

We’ll help you evaluate your needs so you can make an informed decision.

Franchise Insurance

Insurance coverage to fit the unique needs of your franchise.

An Independent Agency Gives You Options

We proudly represent American Modern, Progressive, and more!

Umbrella
Property Damage Liability
Risk Factor

You can be held responsible if you significantly damage another vehicle and/or property. Do you have enough coverage to protect yourself from the risk?

Solution

Your standard auto policy limit could easily be exhausted if you are found to be at fault. An umbrella or excess liability policy provides an extra layer of protection once your standard liability limits are exhausted. It’s a cost-effective way to ensure the peace of mind you deserve.

Bodily Injury Liability
Risk Factor

It’s easy to get distracted while driving. All it takes is an incoming text message, a fussy baby, or changing the radio station and your eyes are off the road long enough to crash into a pedestrian, bicycle, or another vehicle. As an owner/operator of the vehicle, you may be held financially responsible for any bodily injuries caused as a result of the accident.

Solution

An umbrella or excess liability policy helps extend your coverage to better protect you against these significant costs. It’s the ideal coverage to provide peace of mind, even when the unthinkable happens.

Lawsuits
Risk Factor

You invite guests over for a pool party and one of your guests dives into the shallow end of the pool and is permanently injured. They hire a lawyer to represent them and after a long legal battle, you and your family are left financially responsible for their injuries. Do you have enough money in savings to cover your legal responsibilities as well as the legal defense costs?

Solution

An umbrella or excess liability policy increases your personal liability limits by adding protection over and above your current auto, boat, or homeowners policies - providing real financial value, as well as priceless peace of mind. Excess liability insurance is available either by an endorsement to your homeowners policy or available as separate coverage.

Watercraft Liability
Risk Factor

Accidents can happen to anyone at any time, even those who have been out on the water for years. Personal watercraft insurance is a necessity, but sometimes the limit these policies provide isn't enough.

Solution

Your standard watercraft policy limit could easily be exhausted if you are found to be at fault for property damage or personal injury. An umbrella or excess liability policy can extend those limits, providing you an additional layer of financial protection.

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What Our Clients Are Saying About Us

See what makes Navigate Risk Advisors different.

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Manage Your Policies

Already a client of Navigate Risk Advisors? Visit our Service Center to make requests and manage your insurance.

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Let’s Get Started

  1. Step 1Fill out the form.
  2. Step 2Review your options with us.
  3. Step 3Get the coverage you need.

Contact Navigate Risk Advisors

Don’t like forms? Contact us at 440-871-0110 or .