Medicare Supplement Insurance

Find the right fit to help manage costs.

Home » Group/Individual Benefits » Medicare Supplement Insurance

Medicare supplement insurance to protect what matters most.

Medicare supplement insurance can be a complicated topic. Our experts can help you to determine which plan is the best fit for you.

Medicare insurance is a government-sponsored health insurance program available to most people aged 65 or older and who have paid into Social Security. It’s divided into several sections with differing costs and choices.

Part A covers hospital treatment costs. In most cases there’s no premium payment, but recipients pay a deductible and also pay some coinsurance depending upon their medical treatments throughout the year.

Part B covers medical treatments outside of hospitals. Part B has an annual premium that is dependent on the recipient’s income and Social Security benefits. Recipients also pay a deductible and coinsurance.

Medicare recipients can also opt to take out a Medicare Advantage plan—sometimes called Part C. This means that the recipients will still pay for the Part B premium, but will get more choice over the balance of costs (premium, deductible and coinsurance) and coverage. They may also get coverage for services such as vision, hearing and dental that aren’t covered by ordinary Medicare.

Whichever plan you choose, the costs of prescription drugs are covered by Part D.

Medicare insurance can be a complicated issue, so please contact us today if you want to talk about your options.

Medicare Supplement Insurance - Cares Cleveland Logo

Answers to Common Questions

Navigate has joined an initiative called Cares Cleveland with Senior Care Authority and Aler Stallings Elder Law to address questions around retirement, asset protection, Medicare, and long-term care. These videos provide quick answers to common questions. Go to for more information. For more information about Medicare in retirement, give us a call at 440-871-0110 and ask for Stephanie Ricketts.

Medicare Supplement Insurance Quote Request

As an independent agency, we offer multiple options at competitive prices.

Start Quote Request
Team - Steph Ricketts

Stephanie Ricketts

Director of Benefits

Stephanie brings with her 20+ years of experience specializing in Group Health insurance from Florida and Ohio; helping employers and employees understand the complicated topic of Health Insurance and how it works for them.